Lesson One – Investment Definition and Explanation

Investment is one of the fundamental concepts in finance. No financial discussion, website or blog is complete without clearing and explaning investment. I intend to write about investment in detail with reference to households and individuals, as a tutorial, starting from defining and explaining investment as a phenomenon and then slowly incorporating complex topics in further posts.

Definition of Investment

"Investment is the concept of putting 'surplus' money to things such as stocks, bonds, real estate, starting a new venture, buying a capital good etc. with a hope / forecast to have capital gains or continuous streams of positive net income from This employment of money. "

With reference to individuals, it is generally recommended to use surplus money for investments, as there is a very thin line between investing and speculating, so investment decisions should be made very wisely and with proper research and analysis. Investment always comes with a risk of losing the invested amount, and this loss would not be in the control of the investor then, it is always advisable to measure and research all risks involved.

Investment is a parallel concept to savings, where savings is done with an intent to cope with increasing inflation, Investment on the other hand is done with and intention to earn revenue streams or have capital gains from money invested, and it also generates employment and increases The production level of a country. Individuals save or invest their surplus money based on how much risk they are willing to take. More risk taking individuals prefer investing over savings.

How to Make Firefox Safe

Is Firefox Safe?

Firefox is considered to be the safest of all the major browsers. One of the main reasons Firefox has remained safe is its reliably short market history. Internet Explorer was one of the first browsers to enter the market. It was also the first choice of hackers. Identity thieves, spammers and hackers have all sharpened their skills with Internet Explorer and have now turned their attention to Firefox. This has forced Mozilla to constantly plug security holes in their browser. In addition, Firefox has increased it's ability to save your personal web history. If the browser is hacked, all this data becomes available to identity thieves. This article will show you how to protect your data and make Firefox safe.

Top 3 Ways To Make Firefox Safe

1. Plug Holes with Security Add-Ons.

What's the first step to make Firefox safe? The answer is add-ons. Mozilla.org has tons of free add-ons to make Firefox safe, fast and more appealing. By simply downloading small additional features and taking the proper precautions, you can easily make Firefox safe. However, leaving Firefox unmodified does not make it any safer than Internet Explorer which is notorious for security holes. Modifying Firefox with specific add-ons can provide you with an excellent security barrier.

The trouble is most websites are using Java Script to display banners, videos and other "click-able" elements. Net security advisers recommend that you avoid clicking on anything on questionable sites. However, this is a difficult task when you are quickly browsing through numerous pages. Clicking on the wrong link can cause a scripting attack, browsers hijacks, and malware to be added to your computer. Most script blocking add-ons have been proven effective, such as PC World's World Class Award winner "NoScript"; This tool helps to make Firefox safe by allowing Java Script and other executable content to run only from trusted domains of your choice. If you want to make Firefox safe you should have some form of script blocking.

Not all add-ons are made equal. Some Firefox's add-ons can make you more vulnerable to attack from malicious software. Hackers are able to implant Java script code into your browsers via the add-ons security holes. This allows spyware to record your personal info and passwords. These add-ons have become favorite tools for hackers:

Google Toolbar, Yahoo Toolbar, Del.icio.us Extension, Facebook Toolbar, AOL Toolbar, Ask.com Toolbar, and Netcraft Anti-Phishing Toolbar.

2. Keep Your Private Data Safe

The second step to make Firefox safe is private data security. One of the major areas of concern for Firefox safe usage is the amount of internet history that Firefox records. All web browsers can record your Internet history, search history, and passwords. However Firefox 3 has added features that allow it to remember all your password. This password manager benefits anyone with multiple complicated passwords. However, its better to not store these in your browser. If you insist on storing your passwords in Firefox, you should apply the master password feature that protects your saved passwords. Here is how:

1. Click "Tools"
2. Scroll down and choose "Options"
3. Choose the Privacy heading
4. Select "Saved Passwords"
5. Set "Master Password"

A Master Password will not prevent others from reading locally stored e-mails, viewing your browsing history, or from accessing sites the browser is already logged in to. You will need to shut down the browser and clear your temporary internet files to remove this data:

1. Quit, Firefox and any other web browser
2. Click Start, click "Control Panel", then then double-click "Internet Options".
3. On the General tab, click "Delete Files" under Temporary Internet Files.
4. In the Delete Files dialog box, click to select the "Delete all offline content" check box, and then click OK.
5. Click "OK".

Remember that Firefox does a traditional delete. So, this does not permanently erase the data from your hard drive. Only a secure delete can award you the ability to erase data from the drive permanently. For more on secure delete visit this Secure Delete Tutorial page

3. Listen to the Warnings

You can make Firefox safe by customizing your security settings to warn you of any suspected problems. By using this option, Firefox will warn you if a site has had a history of malicious attacks. This is a great preemptive measure that can save you from malware attacks and make Firefox safe. Here is how:

1. Click "Tools"
2. Scroll down and choose "Options"
3. Choose the Security tab
4. Click the check box for: "Warm me when a sites try to install add-ons", "Tell me if the site I'm visiting is a suspected attack site" and "Tell me if the site I'm visiting is A suspected forgery site.

Spy Gadgets For Fun and Security

As a kid, were you intrigued by the enticing ads in your comic books? You know the ones I mean, gadgets that would enable you to see around corners, or listen to conversations right through walls? We could not resist the appeal, especially since they only cost a dollar or two. Before we knew it, we'd be sealing our hopes, as well as our money in an envelope, eagerly awaiting the day our special spy toys would arrive in our mailbox.

Since those days, we've enjoyed thriller spy movies, and endless crime shows on television, where investigators employ every trick in the book to solve the latest case. We are amazed by the speed and accuracy of intranet lab work, digital enhancements, and computer imaging. As cutting edge as all of this is, there are some techniques that have been around a long, long time.

Did you ever try using invisible ink when you were a child? This was a fun thing to do that rated right up there with magic and card tricks. By mixing up a special ink of milk, lemon juice, or sugar water, your secret message would only be visible when the paper was heated. Invisible ink is still used today, but instead of exposing the message to heat, a prescribed wavelength of ultraviolet light is used.

We all have a yard of spy satellites that circle the globe gathering information from high above the earth. Before satellites, airplanes were used for intelligence missions in World War II, which enabled military leaders the chance to monitor allied and enemy movements. It is astounding to think that even way back in the American Civil War, observation balloons were floated by both sides in the conflict, to observe their own, and enemy troop locations.

Movies are ripe with many measures taken by spies as they alter their appearance in order not to be recognized. We've seen hair being cut and dyed, women dressing as men, and in one instance in 1754, Chevalier d'Eon de Beaumont was sent to St. Louis. Petersburg posing as Mademoiselle Lia de Beaumont. As improbable as it may seem, the ploy worked, and Tsarina Elisabeth was persuaded to forgo a strategy with Britain, and side with Austria and France instead.

In some old films we see bandages being slowly unwrapped on a surgically rearranged face. Or in some flicks, complete latex masks with hair attached, completely change the facial appearance of a character. Today, with the use of facial recognition software, spies may have to forgo a mask or simple change of attire, and revert to plastic surgery once again.

Today, digital technology has resulated in devices that are so small and effective that the modern day spy can literally mostly on gathering information remotely. Without the agent absolutely has to, there is no need for elaborate disguises. Devices can simply be put in place and activated, which means that we can all become spies if need be.

Just about any everyday item can be used as a camera. A light fixture, a calculator, or a smoke detector can have a tiny camera inserted into it, so that photos can be taken without the slightest hint of what's going on. Spy Cams can help protect your business and your home. They can also keep people honest. Just knowing that areas are being monitored makes us all safer.

There are devices that can be installed on your computer to monitor what's being watched and messages that are being sent and received. The SIM card can be removed from a cell phone and inserted into a special device that displays all the deleted text messages. All these items have become completely affordable, easy to obtain, and use.

A really exciting development is the GPS tracker. With a personal tracker you can monitor your children, ensuring that they are safe at all times, and knowing their location if they suddenly need help. Then there is another version that you can use for your vehicles. Car theft is rampant and on the rise. If one of your cars is stolen, this device will greatly aid the police in returning your property to you.

Now that you are all grown up, with property and loved ones to protect, is not it comforting to know that spy gadgets are still available? This time, however, you will not need to consult the back pages of your comic book. Today, with just a few clicks of your mouse, you can access spy shop catalogs online, and order some neat spy gadgets conveniently from your computer.

Five Reasons Why You Should Work For the Travel and Tourism Industry

The travel and tourism industry is a massive global industry that caters for the needs of those who have to travel away from home in terms of providing facilities and services like hotel accommodation, air and road transport. Close to a billion people are involved in international travel in this industry which generates billions of dollars every year. Sometimes making a decision on which industry to work for can be quite hard given the many options available today across the globe. Below are five reasons why you should consider working in the travel and tourism industry.

1. There are lots of work opportunities. The travel and tourism industry has a lot of opportunities employment for those seeking employment. You can work in the aviation sector, road, rail and water transport, accommodation providers like hotels and lodges, leisure and business travel agents and tour guides. It is now also possible to work from home thanks to technology which is convenient for some people like mums who have a child or children and do not want to be far away from home.

2. The perks are good. The travel industry provides rewards that not many other industries do. For example those working in the airline industry can get free tickets for themselves and immediate family members to fly to any destination that the airline they work for flies to. Those who work as travel agents can get reduced travel fares and even pay reduced accommodation rates. Then there are the familiarization trips that those who work in the industry have the opportunity to take. Just think of an all expenses paid trip to places like the Seychelles, France, the Kenyan coast of Mombasa to name just a few.

3. It is a growing industry. In spite of the recent downturn due to the threat of terrorism and the world recession, travel industry players are optimistic about its growth. In good times and bad times people always get the urge to move. And with more and more places becoming accessible because of air travel and with both air travel and hotel rates coming down in order to accommodate peoples pocket there is a reason to believe that the travel industry will continue to grow and more markets will be reached which is good News for service providers. Furthermore technology like the internet has made it possible to access markets everywhere in the world, at any time of the day.

4. It is never boring. Working in the industry almost means that you will meet new people from time to time. This is especially true for those who work as frontline staff in travel agencies, airline offices or hotels. Those who work in the airline industry as flight attendees have the opportunity to travel to different parts of the world, visit different towns and cities and see and experience different cultures. That can never be a boring job.

5. You do not need years of studying to work in the industry. You may love a certain profession but because of the years of studying involved in learning it you may be discouraged from joining it. Not so with the travel and tourism industry. Three to six months may be sufficient depending on what qualification you are studying for to get you started working for this exciting industry. Some people because of their love for the work and experience gained in certain areas of the industry have even begun working and studied for the paper qualifications later.